Considering Chapter 13 Bankruptcy in Texas?
Call a Qualified Beaumont Bankruptcy Attorney!
If you are behind on your mortgage, car note, child support, or taxes,
you may be able to obtain debt relief through Chapter 13 bankruptcy. Chapter
13 bankruptcy may protect you from:
- Home foreclosure
- Auto repossession
- IRS garnishments
- Creditor harassment
Chapter 7 bankruptcies, it may allow you to keep your non-exempt property rather
than have it taken away by the trustee to be sold.
What are the benefits of filing for Chapter 13 bankruptcy?
Many times people need to catch up on their home mortgage or their car
note. Chapter 13 bankruptcy may allow you to restructure this debt and
pay it over time at a rate you can afford. Interest rates may be reduced
and the amount required to satisfy the debt may also be reduced. As with
a Chapter 7 bankruptcy, unsecured debt that you cannot afford may be discharged.
With a combination of these and other factors, Chapter 13 bankruptcy may
allow you to afford to keep your things. If you need to catch up on a
mortgage, or if you are behind on your car note, child support, or taxes, call me,
Steven Packard, Attorney at Law. I will explore whether a Chapter 13 bankruptcy is best for you. If it
is, I am ready to help you through the process.
409.858.0984 today to
discuss your options.
To be eligible to file for Chapter 13 bankruptcy in Texas
- Your unsecured debts owed cannot exceed $383,175 (periodically adjusted);
- Your secured debts owed cannot exceed $1,149,525 (periodically adjusted); and
- You must have regular income and be able to make regular payments through
a monthly payment plan (after factoring in living expenses).
If you decide that Chapter 13 bankruptcy is right for you, here's what
I'll do for you:
- I will prepare and file all the necessary paperwork for your case.
- I will also work with you to obtain other necessary documentation in preparation
for your meeting of the creditors.
- I will represent you before the trustee and the court and work toward having
your bankruptcy plan confirmed by the court.
- Finally, I will monitor your case for the remainder of the plan and help
and guide you through any problems or issues that arise.
first consultation is free, allowing you to discuss your situation and explore your options with me.
Beaumont, TX Bankruptcy Lawyer Protecting Your Rights and Interests
Throughout my legal career, I have worked hard to deliver high-quality
legal representation that is professional, timely, and affordable. Should
you choose to retain my services, I will work hard to protect your rights,
explain your legal options, and help you navigate the bankruptcy process
from start to finish.
You may feel peace of mind knowing that your
bankruptcy case is in good and caring hands. My friendly staff and I will take time
to visit with you personally and discuss your options, answer questions,
and make a plan for you to get back on your feet. I am here to help you
and your family move past this difficult time.
For more information on how I can help you with your Chapter 13 bankruptcy case,
please contact me