Considering Chapter 13 Bankruptcy?
Call a Qualified Beaumont Bankruptcy Attorney!
If you are behind on your mortgage, car note, child support, or taxes,
you may be able to obtain debt relief through Chapter 13 bankruptcy. Chapter 13
bankruptcy may protect you from home foreclosure, auto repossession, IRS garnishments,
and creditor harassment. Unlike many Chapter 7 bankruptcies, it may allow
you to keep your non-exempt property rather than have it taken away by
the trustee to be sold.
Many times people need to catch up on their home mortgage or their car
note. Chapter 13 bankruptcy may allow you to restructure this debt and
pay it over time at a rate you can afford. Interest rates may be reduced
and the amount required to satisfy the debt may also be reduced. As with
a Chapter 7 bankruptcy, unsecured debt that you cannot afford may be discharged.
With a combination of these and other factors, Chapter 13 bankruptcy may
allow you to afford to keep your things. If you need to catch up on a
mortgage, or if you are behind on your car note, child support, or taxes, call me,
Steven Packard, Attorney at Law. I will explore whether a Chapter 13 bankruptcy is best for you. If it is,
I am ready to help you through the process.
To be eligible to file for Chapter 13 bankruptcy
- Your unsecured debts owed cannot exceed $383,175 (periodically adjusted);
- Your secured debts owed cannot exceed $1,149,525 (periodically adjusted); and
- You must have regular income and be able to make regular payments through
a monthly payment plan (after factoring in living expenses).
If you decide that Chapter 13 bankruptcy is right for you, I will prepare
and file all the necessary paperwork for your case. I will also work with
you to obtain other necessary documentation in preparation for your meeting
of the creditors. I will represent you before the trustee and the court
and work toward having your bankruptcy plan confirmed by the court. Finally,
I will monitor your case for the remainder of the plan and help and guide
you through any problems or issues that arise. Your
first consultation is free, allowing you to discuss your situation and explore your options with me.
Beaumont Bankruptcy Lawyer Protecting Your Rights and Interests
Throughout my legal career, I have worked hard to deliver high-quality
legal representation that is professional, timely, and affordable. Should
you choose to retain my services, I will work hard to protect your rights,
explain your legal options, and help you navigate the bankruptcy process
from start to finish.
You may feel peace of mind knowing that your bankruptcy case is in good
and caring hands. My friendly staff and I will take time to visit with
you personally and discuss your options, answer questions, and make a
plan for you to get back on your feet. I am here to help you and your
family move past this difficult time.
For more information on how I can help you with your Chapter 13 bankruptcy case,
please contact me